Coverage in unexpected ways

Like first-dollar property damage and economic loss.

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Shake & Pay® coverage is unique

It was designed to protect your assets, company, family and your home when the unexpected happens.

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Coverage that includes:

  • Full Property Damage
  • Earthquake Sprinkler Leakage
  • Hardscapes and Landscapes
  • Direct/Indirect Financial Losses
  • Business Interruption (BI) / Contingent BI
  • Engineering and Safety Certification Costs
  • Loss of Revenue or Profit
  • Extra and Extraordinary Expenses
  • Equity Protection

All with zero deductible and a rapid, straightforward and transparent claims process.

What determines my coverage?


Step 1

The Earth shakes.
A 6.0 or greater magnitude earthquake strikes the California region.

Step 2

The independent data experts certify the USGS ShakeMap.

• The USGS* publishes a ShakeMap.

• The maximum PGA (Peak Ground Acceleration) is calculated off the USGS ShakeMap.

*Created by an act of Congress in 1879, the U.S. Geological Survey (USGS) monitors, assesses and conducts targeted research to provide independent scientific reporting about natural hazards.


Step 3

Submit your claim

(Economic loss or physical damage or both!)


Step 4

Shake and Pay® provides the amount of coverage available to pay your claims based on the highest PGA recorded in the entire county/region.
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We cover all of California and parts of the western U.S.!

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    Still have questions?
    Check out our FAQs.

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    Insurance coverage that finally works in your favor.

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